# The right fit for every _freight finance workflow_ Upwell adapts to how your business moves, whether you're a broker racing to close the month, a carrier waiting on payment, or an FAP platform ready to reduce exception volume at scale. ## Freight Brokers & 3PLs Get paid faster. Scale efficiently. The only end-to-end AR automation built for freight. ### The Problems Brokers Face - Manual, non-revenue back-office work that eats into margins - Complex, customer-specific billing requirements with no standard - Scaling volume means scaling headcount, an unsustainable model - Disconnected TMS, accounting, and customer portals create rework ### How Upwell Delivers Results The only platform that automates AR end to end, integrating TMS, accounting systems, and customer portals in one unified workflow. - Automated invoice generation matched to customer billing rules - Real-time document ingestion from carriers, no chasing paperwork - Direct submission to major customer portals, no manual uploads - Grow load volume without growing your AR team ### TMS Integration Bi-directional sync with your TMS means load data flows automatically, no re-keying, no manual exports. ### Customer-Specific Rules Every customer has different billing requirements. The right rules apply automatically: rates, accessorials, document types. ### Days Sales Outstanding Faster submission and automated follow-up mean shorter payment cycles. Customers typically reduce DSO by 3–13 days. - 80% Reduction in manual AR tasks - 3× Load volume, same team size - 5+ days Faster average payment - 99% Invoice accuracy rate ## Carriers Faster, more predictable payments. Less paperwork. More miles. ### What's Slowing Carriers Down - Invoice rerating delays from mileage and accessorial variances - Missed accessorials and underbilling leaving revenue on the table - Administrative overhead pulling drivers and dispatchers off the road - Complex shipper invoicing requirements creating back-office friction ### How Upwell Works for Carriers Automated ingestion, validation, and approval let carriers spend less time on paperwork and more time moving freight. - Submit via email or TMS. Upwell handles the rest. - AI flags missed accessorials and underbilling before invoices go out - Real-time status visibility so you always know where your payment stands - Fewer disputes, faster approvals, more predictable cash flow ### Simple Document Submission Send a bill of lading, POD, or rate confirmation via email or TMS. It's ingested, classified, and validated automatically. ### Capture Every Dollar Fuel surcharges, detention, layover, TONU. Upwell's AI flags every accessorial and ensures it's billed correctly. ### Payment Status in Real Time No more calls chasing payment status. Real-time visibility into where every invoice stands. ## Freight Audit and Payment Providers Automation coverage, accuracy, and scale. Clean inputs. Better outcomes. Fewer exceptions. ### What FAP Platforms Struggle With - Manual audit and exception handling creating bottlenecks at scale - Bad carrier data, the #1 issue facing freight audit and pay platforms - Inconsistent document quality killing straight-through processing rates - High exception volumes overwhelming audit teams ### Your Upstream Automation Layer Clean, compliant invoices and documents arrive pre-validated so FAP systems can do what they do best: pay accurately and efficiently. Upwell sits on both sides of the same trucking invoice, so by the time data reaches your audit queue, it's already clean. - Standardized invoice and document format regardless of carrier source - Pre-validated data reduces exceptions before they reach the audit queue - Discrepancy flags surfaced upstream, not discovered post-payment - Scales across thousands of carriers without configuration overhead ### Standardized Inputs Every invoice arrives in a consistent, validated format, no matter how the carrier originally submitted it. ### Carrier Network at Scale Bad carrier data is the #1 problem freight audit platforms report. Upwell normalizes thousands of carrier formats into clean, validated data, delivered in a unified format every time, regardless of the carrier's tech stack. ### Higher Automation Hit Rates Cleaner upstream data translates directly into higher straight-through processing rates: less manual review, faster payment cycles. - 63% Of flagged exceptions resolved automatically - 95%+ Straight-through processing rate - 1,000+ Carrier Formats Normalized ## Factoring Companies Better data. Faster decisions. Validated invoice data flowing directly from the source. ### Where Factoring Companies Get Stuck - Opaque invoice status from brokers, hard to know what's approved - Payment likelihood depends on data quality that's inconsistent - Disputes and chargebacks caused by billing errors upstream - Slow verification slowing down carrier funding decisions ### Gain Visibility, Accelerate Decisions Clean, validated data flows directly from the source, giving you real-time invoice status and payment likelihood. - Real-time invoice status and broker approval signals - Validated documents reduce chargeback risk and dispute exposure - Accurate accessorial capture means invoices reflect true load value - Faster verification enables same-day funding decisions ### Invoice Status Transparency Know instantly whether an invoice is submitted, in review, approved, or disputed, before you make a funding decision. ### Reduced Chargeback Risk Verified documents, including PODs, BOLs, and rate confirmations, reduce the most common dispute triggers. ### Smarter Underwriting Data Clean, structured invoice data feeds richer signals into creditworthiness and payment likelihood models. # Ready to streamline freight finance? ## See Upwell in action for your workflow Whether you're a broker, carrier, FAP platform, or factor, Upwell fits where you are today and scales with where you're going.